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Dental Finance - Rowtree Dental Care | Dentist in Northampton, Northamptonshire

Rowtree Road, East Hunsbury, Northampton, NN4 0NY

Dental finance in Northampton

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Dental Finance

FINANCE

Dental finance in Northampton

At Rowtree Dental we provide dental finance at our Northampton practice including interest-free options. Ask us about payment plans at the time of booking.

0% finance and monthly payment options

Unfortunately, dental problems often occur when you least expect them, and if that treatment is costly, then it can set you back financially. At Rowtree Dental Care, we’re on a mission to ensure everyone has access to quality, affordable dentistry, and this is why we provide several options for dental finance in Northampton at our East Hunsbury clinic.

In response to our patients’ need for affordable dental treatment, we now offer interest-free and extended payment terms for low-cost financing, as well as fixed monthly fees to cover all-important routine dental care. You can find out more about these options below.

0% finance

This option allows you to spread the cost of larger, one-time treatments and services into more manageable monthly payments, typically subject to a quick credit check. It’s often used for more expensive cosmetic dental treatments, such as veneers or other higher-cost treatments like dental implants.

Either way, payment options are normally discussed by our treatment coordinator and incorporated into your treatment plan. Payments are typically on a fixed-term basis depending upon the cost of treatment and can last anywhere from a few months to several years.

Example – A £1200 dental implant treatment paid over 12 months equals £100 per month interest-free.

Want to know more about our 0% dental finance options in Northampton? Call Rowtree Dental on 01604 706 887 and our team will be happy to explain further.

Preventative care plans

Patients can also choose a monthly payment option known as a preventative care plan. This time, rather than covering a one-off treatment, this option offers a fixed fee that includes routine dental care, such as dental check-ups and hygiene appointments.

This means that for a small, fixed fee – usually no more than the price of a cup of coffee a day – patients can get peace-of-mind preventative dental care for as long as they pay in.

As this is a subscription-based payment, no credit checks are required, so it’s great for budgeting because your dental care costs are always predictable. Consider it a type of dental membership that keeps your oral health in check throughout the year.

Example – £18 per month to cover 2 dental check-ups and 1 hygiene visit per year.

Want to know more about our preventative care plans? Call 01604 706 887 and ask us about monthly dental financing in Northampton today!

Dental finance comparison 0% vs preventative care

Feature

0% Finance

Preventative Care Plans

Purpose

For one-off treatments

Cover routine dental care

Payment Type

Fixed term credit

Ongoing monthly subscription

Interest

0% interest-free

N/A

Credit Check Required

Yes

Includes Check-Ups

No (unless part of treatment plan)

Yes

Don’t let cost stop you from getting the dental care you need

Talk to us about our interest-free and preventative dental finance plans for our Northampton patients. Call 01604 706 887 today and talk to us about how we can help you get the dental care you need.

Your questions answered

1. Can I use both 0% finance and a preventative care plan?

Absolutely! Many people combine monthly preventative care subscriptions to cover their routine dental care, along with 0% financing to cover unexpected one-off treatments when needed. It’s a flexible way to manage both regular and unplanned fees.

2. What type of treatments can I use 0% finance for?

0% finance is ideal for treatments like:

Dental implants and implant-based restorations.
Cosmetic dental procedures like porcelain veneers or teeth whitening.
Orthodontic treatments like Invisalign®.
Surgical procedures – namely, oral and maxillofacial treatments.
Advanced gum care procedures.
Endodontic treatments like root canal therapy.

3. Is preventative care finance (Denplan) suitable for everyone?

Essentially yes. It’s a great option for those who want to budget for their regular dental care, and is especially useful if:

You like to keep your oral health in check with regular visits.
You want to avoid unexpected dental costs.
You prefer spreading costs monthly rather than paying per appointment.

4. Will I need a credit check for dental financing in Northampton?

Typically for 0% financing – yes, but for Denplan, no! When a credit check is required, it’s normally a soft credit check that’s carried out reasonably quickly. Typically, you’ll know whether you’re eligible or not on the day of application.

Treatments

Gentle dental care

Treatment Category - Rowtree Dental Care

General Dentistry

Committed to delivering comprehensive care for your oral health.

Cosmetic Dentistry

Transform your smile with treatments that enhance your natural beauty.

Teeth Straightening

Enjoy the convenience of Invisalign® with predictable outcomes.

Dental Implants

Experience the reliability and aesthetics of high-quality dental implants.

General Dentistry

Committed to delivering comprehensive care for your oral health.

Cosmetic Dentistry

Transform your smile with treatments that enhance your natural beauty.

Teeth Straightening

Enjoy the convenience of Invisalign® with predictable outcomes.

Dental Implants

Experience the reliability and aesthetics of high-quality dental implants.

View our treatments

book a free consultation

Reviews

Real stories, real results

Experience as smooth as it always is. Some people have a fear of dentists, but I actually find it enjoyable, as well as the benefit of keeping my ‘old gnashers’...

Spike M

Dr Patel is a highly experienced, exceptional dentist who offers invaluable guidance on how my family and I can maintain and improve our dental hygiene between visits. We’ve been loyal...

Gabriel A

The staff at Rowtree Dental Care are always very helpful and friendly, and I’ve received excellent treatment. My Dentist, Ronak Patel, explains and reassures me throughout any treatment, which is...

Linda M

I really appreciated Dr Ronak Patel for getting me in so quickly to fix my broken tooth. He was very nice and made me feel very comfortable throughout the treatment....

Jo O

A lovely dentist who has totally made dentist visits easy for my little girl, who had a bad experience at a different practice. I really appreciate how kind and patient...

Paula D

My whole family has been with the dental surgery since it was built. I’m happy that it’s so close to the main surgery! It’s now only me as the kids...

Bim H

My dentist at Rowtree Dental Practice is great. He is really patient with me as I get very anxious. He has given me good advice on how to improve my...

Ann B

I have been going to Rowtree Dental Care for many years. For the last few years, Ronak has been my dentist, and I am so happy with his service. I...

Hannah W

We moved to the Midlands from Surrey to be nearer our children and families last year, where we had been with the same excellent dental practice for over 30 years....

Clare B

I had a recent appointment with a hygienist at Rowtree Dental Care. The wait after arrival was short. The Hygienist was very professional and thorough and advised regarding the necessity...

Lalit P

View our testimonials

Book a free consultation

Reviews

Real stories, real results

Experience as smooth as it always is. Some people have a fear of dentists, but I actually find it enjoyable, as well as the benefit of keeping my ‘old gnashers’...

Spike M

Dr Patel is a highly experienced, exceptional dentist who offers invaluable guidance on how my family and I can maintain and improve our dental hygiene between visits. We’ve been loyal...

Gabriel A

Linda M

I really appreciated Dr Ronak Patel for getting me in so quickly to fix my broken tooth. He was very nice and made me feel very comfortable throughout the treatment....

Jo O

A lovely dentist who has totally made dentist visits easy for my little girl, who had a bad experience at a different practice. I really appreciate how kind and patient...

Paula D

My whole family has been with the dental surgery since it was built. I’m happy that it’s so close to the main surgery! It’s now only me as the kids...

Bim H

My dentist at Rowtree Dental Practice is great. He is really patient with me as I get very anxious. He has given me good advice on how to improve my...

Ann B

I have been going to Rowtree Dental Care for many years. For the last few years, Ronak has been my dentist, and I am so happy with his service. I...

Hannah W

We moved to the Midlands from Surrey to be nearer our children and families last year, where we had been with the same excellent dental practice for over 30 years....

Clare B

I had a recent appointment with a hygienist at Rowtree Dental Care. The wait after arrival was short. The Hygienist was very professional and thorough and advised regarding the necessity...

Lalit P

View our testimonials

Book a free consultation

Contact

Get in touch

Our partners

Contact Us

Treatments

Terms

4.9

Rowtree Dental Care

4.9

Sue Goodall

19:58 12 Jun 26

I have always been pleased with my care here. My dentist is lovely she has a very sympathetic soothing approach. I was seen quickly when I lost the filling on my front tooth & the repair was excellent.

Melissa Preston

11:15 16 May 26

Absolutely amazing dentist. I’ve been with them for years and honestly wouldn’t trust anyone else. They’re always so kind, patient, and understanding, especially with my anxiety, and they really know how to put you at ease. Always a five-star experience!

Stephanie Geraghty

15:32 13 May 26

Recently had appointment with the hygienist for the "Airflow" treatment. Very professional and caring. Very little pain and so pleased with the end result. It's worth the money if you want to keep your teeth clean and healthy.

Sandra Lakeman

22:28 07 May 26

The practice is brilliant. My daughter is really happy coming here even though she’s scared of dentists. Her dentist has been the same all the years she’s been registered, is kind, friendly and explains everything directly to Ellie. The reception staff are the same too. Things like this are a huge plus to me when my own dental practice has different staff literally every time I go. It shows they are good employers and their staff are happy. Highly recommend. Only wish they did adult NHS as I’d love to be registered here myself.

Mona Stefanescu

16:46 02 May 26

I had such a great experience at Rowtree Dental Care practice. From the moment I walked in, the team made me feel comfortable and well looked after. The staff are incredibly friendly, professional, and genuinely care about their patients.I wouldn’t hesitate to recommend them to anyone looking for high-quality dental care. Definitely a 5-star experience!

Sue Cooper

20:12 16 Apr 26

I was able to get an emergency appointment within a day and was seen promptly by my dentist who was extremely reassuring and helpful. She diagnosed my issue within minutes and gave me an X-ray to rule out anything else. She then provided me with both verbal and written leaflets advising me on how best to manage my condition .

Louise Tilley

11:48 16 Apr 26

Excellent service, and good value for money. Best Dentist Practice I’ve known. Frontline staff are polite, patient and represent the practice in a professional manner. My Dentist is caring and considerate to the individual and very understanding of my situation. Information and treatment required is explained in simple but detailed terms.Anyone looking for a new dentist, I highly recommend Rowtree Dental Care.

Sally Dougall

18:51 15 Jan 26

I have been coming to this dental practice for circa 30 years, under the care of Mr Evans. Personally i would never consider going anywhere else. He knows i am a very scared patient and always makes me feel at ease. I dread the day he decides to retire 😳. All the other staff that i come into contact with are also top notch. Absolutely no hesitation in giving 5 stars!

Lesley Connew

09:17 28 Oct 25

Rowtree Dental Care is an excellent dental practice.The receptionists are welcoming and nothing is too much trouble they are always professional & efficient.Mr Evans has been excellent in delivering honest dental care to me and for a nervous customer I am truly grateful also not forgetting the dental nurses too who compliment Mr Evans.Basically a brilliant dental practice with a great team delivering on Dental care to a very high standard.Thank you.

Paul Ward (Sign Logic)

18:03 19 Oct 25

As a new client I felt so well looked after at Rowtree, far more so than I have at any previous dental practice. Ronak is extremely knowledgeable and explained everything in lots of detail, along with many pointers for a better oral hygiene routine. Highly recommended.

Ann Johnson

18:26 16 Oct 25

From the moment I walked in, I felt completely at ease. My dentist is friendly, attentive, and truly professional. She is kind and gentle which helps keeps me calm. She explains everything clearly and answers all questions with patience and care. Their expertise is evident, and she talked me through every part of my crown treatment. While I was there she dealt with a lost filling without panic she just got on with it.And she called me in for both appointments dead on time.So happy with everything definitely 5 star.

Hazel Brown

18:12 16 Oct 25

I have been a patient of Mr Evan’s for well over 20 years Mr Evan’s treatment is of the highest standard, he always makes me feel at ease with any treatment and always gives an honest opinion and is very professional and friendly I have always found the staff friendly and professional. The surgery is of the highest standard and all aspects of health and safety and hygiene are followed to every last detail.

D N

08:09 29 Sep 25

6 monthly check up. Excellent service as usual. Very pleasant reception staff and appointment was on time. I have been a customer for 13 years, best dentist I have ever had👍

Graham Rae

21:38 21 Aug 25

Been a patient since the practice first started. Excellent service, very efficient, and friendly.Practical advice on the healthcare of teeth and gums. Anything urgent will try and fit you in between patients.

Carole Trillian

19:19 01 Aug 25

Fabulous dental practice! Very friendly staff, you’re made to feel welcome throughout your visit. Dental advice is very helpful and clear and treatment explained. I highly recommend Rowtree for a friendly and efficient experience.

Trish Barnes

18:41 20 Jul 25

Great dentist who is understanding and kind knowing that I get nervous at times when attending for treatment. Explains what to expect at each appointment and allows me time to ask questions. Treatment rooms are immaculate and appointments usually run to time. Very happy with my treatment at this dentist.

R F

13:11 19 Jul 25

I’ve been a patient here for a number of years and very lucky to have Mrs Brown as my dentist. She’s so kind and friendly, putting you at ease. Thankfully I’ve not needed anything major doing, but I know I would trust her 100% with any dental treatment.

rachel helmn

09:10 17 Jun 25

Excellent dental practice. The reception staff and dental team are professional and always happy to assist. Mr Patel is an exceptional dentist. He conducts an in depth examination and clearly explains his findings so you are able to make any changes. I wouldn’t hesitate to recommend Mr Patel and the Rowtree Dental Surgery.

Lynne Smith

15:07 12 Jun 25

Great dental surgery, all the staff are friendly, helpful & efficient. My dentist Mr Patel is very professional but also aware of my needs & reassuring & friendly.I would definitely recommend this practice

Doniyorbek Muminov (Daniel)

10:27 11 Jun 25

All our family members use Rowtree Dental Care. Staff members are supportive, and always give good advice!They always try their to assist us. Especially when we cannot come to the appointment, they try to find next available space and book for us.My kids never been afraid to visit them due to their kindness, abilities to deal with small children and finding the ways to communicate with them, which clearly shows their profound experience and professional approach!We recommend this Dental Clinic to our friends and neighbors in our area. Thank you for such a great service and support ❤️!

Hello Y

20:49 04 Jun 25

The team at Rowtree Dental Care is amazing with children, they made my kids feel relaxed and even excited about the visit! The dentist was very gentle, kind and patient. Highly recommend for stress-free dental care!

Alison Johnson

21:08 27 May 25

Absolutely fantastic dentist, always have a great experience going there. All the staff are friendly, kind and caring. I feel relaxed and well looked after.

Caroline Hofbauer

09:01 17 May 25

I found the practice friendly and helpful, from the reception staff to the clinical staff. Make you feel at ease. My young grandchildren also attend this practice, they are always happy to attend and have no fear of the dentist. Can not recommend them enough.

Chetan Kaushal

08:31 10 May 25

Our experience with Rowtree Dental Care until now is awesome. Dentist and his team gives very good service and patiently address all the queries. They always advice what is best for the patients. Strongly recommend them.There is free parking for their patients

Denise Moody

12:35 03 May 25

As your first impression of any receptionist can determine your opinion of the practice and the way you may respond to them, it's important to receive the right impression. Rowtree Dental Care have got this so right. You are welcomed with a genuine smile and complete professional politeness. Mrs. Brown is my Dentist and I can't speak highly enough of her. She is kind, polite, very patient, explains everything clearly and answers questions with clarity and honesty. I would recommend this practice to anybody and particularly to anyone who may be nervous of dentists..

Jo Anne

13:10 30 Apr 25

I have been attending RowtreeDental Practice for some years now. I have always been treated with respect from the receptionists to the dentists themselves. I am happy with the treatment I have always received and being given a full explanation before any treatments are carried out. I can highly recommend this practice

Lorraine Morris

14:54 25 Apr 25

Excellent treatment always given, my particular practitioner is Mrs Brown. I am very anxious about dentists but she has been so gentle, kind and always explains things thoroughly and I am given the option for treatment to be stopped if I get too anxious. Have been with this practice for over 12 years, it is really exceptional.

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